Tax Benefits for Employees

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House Loan on your name
Higher Education Loan for child or spouse
Mediclaim premium for parents – 15k, for senior citizens – 20k

Long Term Stock Investments

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Go for Diversified Portfolio
Go for demerger stocks in the long run
Go for mixed portfolio – Couple of BSE 30 and Couple of high risk stocks
Always buy when everyone is selling. Buy when sensex falls and sell when sensex rises